In recent years, the PayPal has become one of the most trusted names in online payments. So, whether you are a freelancer working with clients abroad, a small business selling to international customers, or simply shopping online, PayPal makes moving money quick and secure. And one of the most common question users ask is “how do I transfer money from PayPal to my bank account”
In fact, no matter where you live- India, the US or anywhere else PayPal allows you to withdraw funds directly into your bank account. This way, you can use your money for everyday need like paying bills, shopping, or saving. At the same time, many people also look for ways to transfer money from their bank to PayPal, as linking a bank account is key for adding funds and verifying your PayPal account. So, let’s begin and learn more about both direction transfers- PayPal to Bank and Bank to PayPal—so you can manage your money without confusion.
How to Transfer Money from Bank to PayPal
Before you learn about the PayPal withdrawals, let us look at the reverse: how to transfer money from your bank to PayPal.
- Log in to your PayPal account (desktop or app).
- Go to Wallet from the top menu.
- Select Add Money or Transfer Money.
- Choose Add money from your bank account.
- Enter the amount you would like to add.
- At last, double check all the details and confirm the transfer.
How to Transfer Money from PayPal to Bank Account Instantly
Do you need your funds right away? PayPal offers an Instant Transfer option that moves money to your linked debit card or eligible bank account within minutes. Here is how to transfer money from PayPal to bank account instantly:
- Open the PayPal app and go to Wallet.
- Click Transfer Money.
- Select Instant Transfer.
- Choose your linked card or bank.
- Enter the amount and confirm.
How to Transfer Money Using the PayPal App?
If you manage your money on mobile, the PayPal App makes transfers even simpler. Follow these steps to transfer money using the PayPal:
- Open the PayPal app and log in.
- Tap your PayPal Balance.
- Select Transfer Money.
- Choose Transfer to Bank Account.
- Pick Standard Transfer (free, takes a few days) or Instant Transfer (fast but with a fee).
- At last, after rechecking all the details confirm your transfer.
What are the PayPal Transfers in India?
For users in India, the process works a little differently because of RBI regulations:
- PayPal India does not allow storing money in the PayPal wallet.
- All incoming payments are automatically transferred to your linked bank account within 24 hours.
- You will need to complete KYC verification by submitting your PAN, Aadhaar, or another valid ID.
- This setup is particularly helpful for freelancers and businesses, as payments from international clients are deposited directly into your bank account.
Why Can’t I Transfer Money from PayPal to My Bank?
If you are having trouble withdrawing, here are the most common reasons:
- Your PayPal account is unverified.
- Your bank account is not linked properly with PayPal
- Country restrictions prevent certain types of transfers.
- Pending transactions or suspicious activity cause temporary holds on the PayPal transfer
Can You Transfer Money to Someone Else’s Bank Account?
Direct transfers to another person’s bank account are not possible through PayPal. Instead:
- Send money to their PayPal account (using their email address).
- They can then withdraw it into their own bank account.
- This system ensures security and keeps transactions compliant with PayPal’s policies.
FAQ
How to transfer money instantly from PayPal to bank?
Use the PayPal Instant Transfer option. It takes minutes but includes a fee.
How long does a PayPal withdrawal take?
Standard PayPal transfers take 1–3 business days; instant transfers are almost immediate.
Why can’t I transfer money to my bank?
You may need to verify your account, link your bank properly, or wait if PayPal is reviewing the transaction.
Can I send PayPal funds to someone else’s bank account?
Not directly. Send money to their PayPal, and they can withdraw it.
How does PayPal work in India for bank transfers?
All funds are auto-transferred to your linked bank account within 24 hours.
Can I send money from PayPal to PayPal?
Yes—just use the “Send & Request” feature and enter the recipient’s PayPal email.